With Employers’ liability insurance it is possible to pay the compensation amount and legal costs if an employee claims compensation for a work-related injury or illness.
For example, a member of your team based in an office, trips over a trailing computer lead, they may decide to make a compensation claim. A court could order you as the employer to pay compensation for injury, costs and other damages related to the incident. In this case the compensation amount and legal fees could be paid for by the Employers’ Liability Insurance.
The insurance will cover the compensation payment and legal costs up to the limit of the policy, which would ordinarily be £10m.