CCTV Operator

We provide highly competitive insurance to the security guard industry throughout the UK

Security Insured were created to help you with highly competitive insurance packages. Let us give you 5 reasons why you should talk to us before renewing your premium or starting a new one.

  • Our extensive knowledge of the security insurance marketplace means we immediately know where to go to get the best deals, saving you money.
  • As brokers we represent many clients of a similar type which means we can use our buying power to your advantage.
  • Expert knowledge means we are able to ask the right questions and give you the right answers straight away saving you time and effort.
  • A credible and real understanding of policy exclusions, preventing potential gaps in your cover or you paying over the odds for something you don’t need.
  • The best possible customer service experience as well as consistently offering fantastic value

Static Guard Insurance & Security Insured (incorporating Key Holding Services & Guard Dog Security)

Security Insured know that you need an insurer that takes the time to understand your business and has specialist knowledge of your marketplace to ensure that you have all the correct cover. Although we hope you never have to make a claim, you can rest assured that in any event you’ll be covered with us.

WHAT WE COVER

  • Building Sites 
  • Car Compounds 
  •  Festivals
  • Gate Control 
  •  Hospitals including Patient Restraint
  • In store detectives 
  • Offices
  •  Residential & Mobile Patrols
  •  Warehouses
  •  Wheel Clamping

TYPE OF COVER

  • Static Guard Public Liability Insurance
  •  Static Guard Employers Liability Insurance
  •  Cash Carrying Liability Insurance
  •  Guard Dog Security Liability Insurance
  •  Efficacy and Contractual Liability
  •  Fidelity Bonding (Theft or Dishonesty by Employees)
  • Financial Loss (Including Products)
  • Loss of Keys/Consequential Loss following Loss of Keys
  • Wrongful Arrest Cover

ASSOCIATED POLICIES

  •  Fleet Insurance for Static Guard
  •  Group Personal Accident Cover
  •  Legal Expenses Insurance for Static Guard
  • Office Insurance for Static Guard 
  •  Static Guard Directors and Officers Liability Insurance
  •  Tax & VAT Investigation Fee Protection

Below is a brief description of the various covers

1. PUBLIC LIABILITY AND PRODUCTS LIABILITY SECTION

If you were working at a festival and you were forced to eject a member of the public from the site due to the fact they were causing a disturbance, if that person were injured in the process, public liability insurance would cover the compensation payments as well as any legal expenses.
This Insurance is required by law and provides cover for Legal Liability in respect of death, bodily injury or disease to any employee, which may arise during the course of his/her employment.
The Insurers will indemnify the Insured in respect of all sums which the Insured shall be liable to pay as damages arising from or out of wrongful arrest committed, or alleged to have been committed by the Insured or any Director or Partner or the employee of the Insured.
Event Security Insurance cover offers protection for you against any advice or design input you give that causes a person or company to sustain a loss.
Office cover can be provided for your office contents, stock, computers and laptops. It can be extended to cover the financial loss from interruption to your business.
Legal Expenses cover enables businesses to enable them to meet the cost of defending or pursuing certain civil actions.
For example, should you find yourself being personally sued as a result of company business your Event Security directors and officers liability insurance policy will pay the legal defence costs involved in defending any action made against you or any compensation awards.
This Insurance will grant indemnity against all sums the Insured shall become legally liable to pay in the event of loss of keys necessitating the replacement changing or alteration of locks at the customer’s premises. The Insurance also grants indemnity against all sums payable for consequential loss arising out of loss of keys.
Under this section the Insurers will indemnify the Insured against all sums that the Insured is legally liable to pay as damages costs and expenses for accidental financial loss where such loss is not consequent upon injury or loss of or damage to property.

THE PUBLIC AND PRODUCTS LIABILITY SECTION CAN ALSO INCLUDE THE FOLLOWING EXTENSIONS;

  • Cross Liabilities
  • Legal Costs and Expenses
  • Defective Premises Act 1972
  • Leased and Rented Premises
  • Motor Contingency Liability
  • Mechanical Plant as a Tool of Trade
  • Indemnity to Principal
  • Overseas Personal Liability
  • Compensation for Court Attendance
  • Health and Safety at Work and Corporate Manslaughter Defence Costs

 

A FULL EXPLANATION OF ABOVE EXTENSIONS CAN BE PROVIDED ON REQUEST

2. EMPLOYERS LIABILITY SECTION

This insurance is required by law and provides cover for legal liability in respect of Accidental Death, Bodily Injury or Disease to any person employed arising out of and in the course of his or her employment.

THE FOLLOWING EXTENSION WILL BE INCLUDED

  • Compensation for Court Attendance 
  •  Health and Safety at Work and Corporate Manslaughter Defence Costs
  •  Unsatisfied Court Judgements
  • Indemnity to Principal 
  •  Employees Unsatisfied Damages

3. FIDELITY GUARANTEE INSURANCE

The Insurers will indemnify the Insured for loss of money or goods belonging to the Insured or the customers of the Insured caused by any act of theft or fraud or dishonesty committed by an Employee. The Insurance will include any such act committed by Employees for benefit of themselves or any other person or organisation. This section will also provide cover if any employee misuses customers telephone and the Insured is held liable.

ALL THE ABOVE SECTIONS WILL PROVIDE INSURANCES IN ACCORDANCE WITH THE LIMITS OF LIABILITY AND EXCESSES STATED IN THE QUOTATION AND SCHEDULE OF THE POLICY.

Furthermore the policy will be subject to certain exclusions and details of these can be provided on request but the full cover will of course be incorporated in the Policy document. A copy of the document can be issued on request. The signed document will be issued on completion of the insurance.

WE CAN PROVIDE

  • Public and products liability
  • Property cover
  • Professional Indemnity
  • Employers liability
  • Efficacy cover

WHY USE SECURITY INSURED

Your business will be protected against the specific risks you face, which enables you to get on with what you want to most of all, running/growing your business and generating profit.

For a hassle free, no obligation quote either call us today on 0800 7797 880 or use “Send Request” button in top right corner of the header.