Close Protection Insurance

Close Protection Insurance

Let us give you 5 reasons why you should talk to us before renewing your close protection insurance policy or starting a new one.

  • Our extensive knowledge of the security insurance marketplace means we immediately know where to go to get the best deals, saving you money.
  • As specialist brokers we represent many clients of a similar type which means we can use our buying power to your advantage
  • Expert knowledge means we are able to ask the right questions and give you the right answers straight away saving you time and effort.
  • A credible and real understanding of policy exclusions, preventing potential gaps in your cover or you paying over the odds for something you don’t need.
  • The best possible customer service experience as well as consistently offering fantastic value

In an area of security where two jobs are rarely ever similar, Security Insured pride ourselves on our responsiveness and knowledge of the intricacies of cover in this field.

We know the right questions to ask to speed up the process for you and give you the correct cover whilst maintaining the best possible price.

Given the fact that circumstances can change all the time in the work that you do we offer and recommend that the policy be regularly reviewed throughout the course of the agreement.

Security Insured know that you need an insurer that takes the time to understand your business and has specialist knowledge of your marketplace to ensure that you have all the correct cover.

Although we hope you never have to make a claim, you can rest assured that in any event, you have the best possible policy coverage available from security insurance experts.

We also insure door staff, CCTV installers and security guards.

WHAT WE COVER

  • Close Protection Employers Liability Insurance
  • Protection Public Liability Insurance
  • Close Protection Liability Including Guard Dog Liability
  • Commercial Vehicle Insurance for Close Protection
  • Professional Indemnity Insurance for Close Protection
  • Legal Expenses Insurance for Close Protection
  • Wrongful Arrest Cover
  • Efficacy and Contractual Liability
  • Kidnap & Ransom Cover
  • Fidelity Bonding
  • Tax & VAT Investigation Fee Protection
  • Group Personal Accident Cover

Below is a brief description of the various covers

1. Public Liability & Product Liability Section

Under this section the Insurers will indemnify the Insured against all sums which the Insured shall become legally liable to pay as damages arising out of accidental injury to any with the Insured’s business.

The Policy can include the following Extensions

This means failure to carry out security duties or security services that the Insured has contracted to perform including deliberate acts willful default or neglect by the Insured any Director Partner or Employee of the Insured.

Under this extension cover is provided for any liability in respect of the failure of any product to fulfill or perform its intended functions arising out of negligence or willful default by the Insured any Director Partner or Employee or arising out of wrongful advice.

The Insurers will indemnify the Insured in respect of all sums which the Insured shall be liable to pay as damages arising from, or out of wrongful arrest committed or alleged to have been committed by the Insured or any Director or Partner or the employee of the Insured.

This Insurance will grant indemnity against all sums the Insured shall become legally liable to pay in the event of loss of keys necessitating the replacement changing or alteration of locks at the customer’s premises. The Insurance also grants indemnity against all sums payable for consequential loss arising out of loss of keys.

Under this section the Insurers will indemnify the Insured against all sums that the Insured is legally liable to pay as damages costs and expenses for accidental financial loss where such loss is not consequent upon injury or loss of or damage to property.

THE PUBLIC AND PRODUCTS LIABILITY SECTION CAN ALSO INCLUDE THE FOLLOWING EXTENSIONS;

  • Cross Liabilities
  • Legal Costs and Expenses
  • Defective Premises Act 1972
  • Leased and Rented Premises
  • Motor Contingency Liability
  • Mechanical Plant as a Tool of Trade
  • Indemnity to Principal
  • Overseas Personal Liability
  • Compensation for Court Attendance
  • Health and Safety at Work and Corporate Manslaughter Defence Costs

 

A FULL EXPLANATION OF ABOVE EXTENSIONS CAN BE PROVIDED ON REQUEST

2. Employers Liability Section

This insurance is required by law and provides cover for legal liability in respect of Accidental Death, Bodily Injury or Disease to any person employed arising out of and in the course of his or her employment.

THE FOLLOWING EXTENSION WILL BE INCLUDED

  • Compensation for Court Attendance 
  •  Health and Safety at Work and Corporate Manslaughter Defence Costs
  •  Unsatisfied Court Judgements
  • Indemnity to Principal 
  •  Employees Unsatisfied Damages

3. Fidelity Guarantee Insurance

The Insurers will indemnify the Insured for loss of money or goods belonging to the Insured or the customers of the Insured caused by any act of theft or fraud or dishonesty committed by an Employee. The Insurance will include any such act committed by Employees for benefit of themselves or any other person or organisation. This section will also provide cover if any employee misuses customers telephone and the Insured is held liable.

ALL THE ABOVE SECTIONS WILL PROVIDE INSURANCES IN ACCORDANCE WITH THE LIMITS OF LIABILITY AND EXCESSES STATED IN THE QUOTATION AND SCHEDULE OF THE POLICY.

Furthermore the policy will be subject to certain exclusions and details of these can be provided on request but the full cover will of course be incorporated in the Policy document. A copy of the document can be issued on request. The signed document will be issued on completion of the insurance.

WE CAN ALSO PROVIDE COVERS FOR THE FOLLOWING ADDITIONAL INSURANCES

  • Personal Accident
  • Cash in Transit
  • Buildings Contents and all Risks
  • Legal Expenses
  • Directors and Officers Liability

We will be pleased to provide insurances for the above covers on receipt of the relevant details and appropriate forms can be sent to you. Please communicate with us in this regard.

WE CAN PROVIDE

  • Public and products liability
  • Property cover
  • Professional Indemnity
  • Employers liability
  • Efficacy cover

Why use Security Insured for Close Protection Insurance

Your close protection security business will be protected against the specific risks you face, which enables you to get on with what you want to most of all, running/growing your business and generating profit.

For a hassle free, no obligation quote either call us today on 0800 7797 880 or use “Send Request” button in top right corner of the header.